Skill required: Commercial Banking Operations - Core Banking
Designation: Banking Operations Associate
Qualifications:Any Graduation
Years of Experience:1 to 3 years
About Accenture
Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com
What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business. In this team, you will help in providing universal banking functionality to banks. With a focus on product strategy and a global market presence. This team will help in providing solutions to customers on industry-accepted platforms and Lead Product Managers to build an ecosystem of products and assets around these platforms namely Bancs, Finacle, Finastra, Pega, nCino.
What are we looking for? • Should be able to review the US financial statements of the borrowers/guarantors. • Analyzing risk, ensuring sound financial decisions, and safeguarding profitability. • Performs risk assessments on potential loan recipients / borrowers based on credit rating / risk rating, borrowing history, industry information / reports, financial performance, guarantors performance, collateral support, risk and mitigations associated with the borrower and other risk factors. • Required to understand Complex Documentation such as loan agreement, audit report and legal language. To ensure that all loan/policy applications and files are complete and accurate. • Ability to summarize borrower, financials, cashflow. Industry performance details in a clear and crisp way • Identify the Risk associated with the borrower / company and mention it accordingly in the review along with the possible mitigants with justification. • Working with limited supervision, Performing tasks with some degree of independent decision making, Ability to take judgment calls • Contributes to cycle time improvement and efficiency of the team • Experience in Account Review and Commercial Banking Operations • • Communicating in correct English with clients, both orally and written. Analytically sound to take decisions on effectiveness of Controls. Advanced Proficiency required in English Language to create documentation. • Perform assignments/deals/tasks of high complexity and resolving queries • Ability to interact with Clients on weekly calls and explain Issue Management process. Takes initiative i.e. proactive; Analytical ability; Team player; Communication skills; Multi-tasking, Innovative, Attention to details
Roles and Responsibilities: •In this role you are required to solve routine problems, largely through precedent and referral to general guidelines • Your expected interactions are within your own team and direct supervisor • You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments • The decisions that you make would impact your own work • You will be an individual contributor as a part of a team, with a predetermined, focused scope of work • Please note that this role may require you to work in rotational shifts